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They are the worst....Worst bank ever...I have faced problems so many times before with them..

check this out..

ICICI - The worst bank ever

Regards
Deep

ICICI NRI Customer Service SUCKS!!!!

1. In the first place, the online access to my ICICI NRI account was locked/disabled even though I used the login/password that was provided to me.

2. I tried my best to reach the support on the toll-free number (1-866-ICICI-4U). Everytime it takes more than 5 minutes to talk to a representative. And they just say that they will not be able to service on the phone, and ask me to mail to nri@icicibank.com.

3. I live in US and have been waiting to access my account for more than 10 days, and after 10days and many email exchanges, I am told that the passwords would be sent via postal mail to my Indian address, and not via email !!!!!!!. This just doesn't make sense to me, as there is no one to access my account in India, and I cannot ask someone to go open my mail and send me the password!!!

4. Dealing with ICICI bank is driving me nuts. And I am seriously thinking, why I should do business with ICICI bank.

5. The following policies/features are JUST UNACCEPTABLE to me. I have few bank and financial accounts for many years now, and I never had to spend more than 15minutes to get any issue resolved.

5.1. No FULL-SUPPORT via telephone, especially to activate disabled accounts.
5.2. Email based support with 24-48 hour response time. And this is misleading, as 2 days is taken to respond, not resolve issue!!!!! My issue is not resolved even after 10 days, and each 2 days is taken to just respond with counter questions/answers.
5.3 The responses from the Customer Service representatives is just ambigious (I was asked to "answer below 4 questions", when I actually saw 6 questions listed below the statement!!!. I had tough time to correctly interpret each sentence).
5.4 There is no way to reach a higher official/manager via phone/email to express my anguish, and get my issue resolved.
5.5. The website is not user-friendly, and there are many broken links. And sometimes, the error messages are just ridiculous (I got the message : "Unknown error occured", instead of the something like .... "The Social Security Number you entered does not match our records. Contact Customer Service")

Hi All,

If you have any problem with any bank, you can register the complain with Reserve bank online.

http://www.bankingombudsman.rbi.org.in/

Samir

ICICI Bank worst if it is approaching you for loan in your countryBEWARE. , city or village

ICICI Bank misuses Section 138, 420, 406 on innocent and ignorant Vehicle & Property loan takers moreover harass , humiliate and traumatized them.

It appears , ICICI is in fact an unlucky or worst bank for vehicle or property loans in India. Recently on November 30, 2006 , I came across a lady Mrs. Elva Kohli ( Name changed ) in the Consumer Grievances Redressal Forum Bandra. The lady was with her husband to file a complaint against ICICI Bank KV Kamath, Managing Director & CEO ICICI Bank . Her complaint was though she had paid and cleared her past 3 EMI of May, June, July 2005 . She was harassed, humiliated and traumatized by the recovery agents employed by ICICI Bank that too for no reason or fault of her. The lady was explaining to the registrar in forum that she had already paid her 3 EMI for which the ICICI Bank falsely implicated her for thrusted a cheque dishonor case.

During this whole traumatized experiences the poor ill lady was made to run pillar to post for more than two years even when she had cleared more than half of the loan amount more than 25 after loan disbursement. During these two years the lady was not only traumatized by the recovery goons , henchman of ICICI but was also forced to under go a court trial for more than 11 months mere for 3 EMI in question of past May, June, July 04, which she had actually already paid . despite the lady was pleading through many letters that she had already paid this three instalments and still paying remaining EMI , the ICICI bank never paid heed to her many pleading letters she wrote to the bank. Ignoring all letters of appeal the ICICI bank sent summons, warrants and made her to appear court proceeding , cross examination and what not. However after a long harassment and humiliation to the lady when the court realized that the ICICI Bank is wrong and later at last questioned the Bank’s intention to bother her . The ICICI Bank Advocate withdraw the , as he realized the lady in question would get clean acquittal and the table will fall rebounced.

During this whole episode , even though the court case was enforced on her , the lady never stopped paying her EMI. Even when the Bank went on sending recovery agents all well muscle men and henchmen to fear this diseased lady who was suffering from hypertensions, high blood pressure , varicose veins, food and medicine allergies, uterus fibroids etc . The recovery agents of ICICI Bank behaves as they were above law and mafia . According to the lady complaint they use abusive language and use every arm tactics to snatch and extort the car.

These recovery henchmen calls anytime on phone, mobile, irrespective you are sleeping in early morning or late night. They came in group anytime, gave hundreds of personal visits insulting her in her home, society and also followed her. The lady in her forties was trembling and today is suffering from, permanent un curable phobia due to ICICI Bank. Mrs. Elva had ruined her mental and physical health both. Her and her family business went on total loss as they all were unable to concentrate because of horror of ICICI Bank . The worse thing about this lady is she could not take psychiatric treatment as even a crocin or parectomol tablet give skin allergy to her skin. Today she is suffering from many health related tensions including insomnia because of ICICI Bank torture for the agony caused to her.

However recently she had filed a case in this Consumer Grievances Redressal Forum Bandra and had appealed this court to make ICICI Bank and their recovery officers and agents involved to compensate her for peace , happiness , business losses . In Kurla Court, Advocate Ms.Jayshree Jawale fought her case of cheques dishonored for which ICICi bank implicated her under Section 138 , 420, 406. The said article is only given here so that consumers can get awareness where to go if they are facing same traumatic tensions or experiences due to financial institutes.
A appeal should also be made to President of India and PIL should also be filed in Supreme Court about the Financial Institutes or Banks like ICICI who misuses power of Section 138, 420,406 on innocent and ignorant clients. As because loans are taken by peoples to improve self quality of life and not to spoil own career. Circumstances at all time do never remain the same. However during the course of loans, paying EMI - Business, health, services can cease or pause, Natural disasters, casualties, diseases, accident, incidents, profit and losses are beyond human controls and bank should understand it . Wise bankers should not consider every client as cheat or slave. During such situation if the client fells, Bank should cooperate and not traumatize and humiliate their customers. During such destiny laid stages , If the bank could not support the hospitalized client ( loan taker ) on ventilators at least it should also not try to pull the tubes of oxygen.
These are some useful sites for grieved consumers from banks or financial institutes.
http://www.consumercourt.netfirms.com/index.htm
http://www.icrpc.org/icrpc.org.beware.htm
http://www.allahabadhighcourt.in/ejurix/servlet/WebViewJudgementDirectly?method=referred&casetype=HABC&caseno=58318&year=2005&judgementdate=09/09/2005
http://www.whoisdeep.com/2005/07/13/icici-the-worst-bank-ever
http://www.arjunprabhu.com/blog/archives/2005/04/27/icici-bank-a-bad-experience-for-many

ICICI bank is one of worst bank in this planet. I am using there credit card and it is like net, they billed me for everything they can, they levis charges for everything on this planet, they call me daily to harrash me so that i m not able to concentrate on work not able to sleep. I just want to close this card at earliest this is like hell...i request every person that do anything but dont go for ICICI credit cards, they sucks...I hate ICICI Bank...!

Yes I whole hearted ly agress to this ICICI sucks big time. ICICI sucks. ICICI sucks. ICICI sucks

ICICI

Sucks

it all abt da hell da brain

y v ppl r charged more in ICICI rather than other banks
like in hdfc service charges are normal

what abt Module charges?

tell me the reason????????

ICICI bank is one of the worst bank to deal with, very bad and ureliable NRI customer service, one day they same something and next time you talk to them, they do not even admit they asked to do that. I am going through a very painful situation for the last 3 months, trying to deposit check which is refund for the DD issued from my very same account. Is there any way we can file complain against ICICI? DO NOT ever open any account with this bank or invest in it.

Hi people i'm being harassed by ICICI and have started a BLOG war against them..
please visit http://iciciharassment.blogspot.com
and join me in this war.. together we will bring it to books.
Manish

Please let me know Mr.Surender Kumar Mandula employee of ICICI Bank,Address and for which branch is he working.

Thanks
Priya(Advocate)

Hi

ICICI Bank bank doing the cheating and looting business in India. We Indian don't know our rights so they are at large looting every body. Who ever has come into their contact. May be SB account, Current, Home Loan Car Loan. They have offered me a bribe of a Mersidized Car in lieu of withdrawal of my letter. Please contact me every one at my e-mail site to contact you back.
e-,ail id: kblcblr@gmail.com (KBLCBLR@GMAIL.COM)
Poddar
1-5-2007

HI

No Bank is authorised to debit S.B. account without any authorisation. Not a single Rupee can be debited by bank. But ICICI Bank is just looting the public once who are in their trap.

They are sucking people hard earned money into their chest.

This bank should be stopped from banking business in India.

Otherwise in same way will continue to loot the general public at large.

Dear Freinds, real picture comes only when someone gets victimised by this bank.

We have to do something for future tortures.

They have appointed the GOONDAS also in their recovery section. These goondas gets commission on the amount they recover.

This is fate of we Indian residing in India.

The Car Loan to whom they have ever sanctioned loan each and every is being cheated by them.

Please contact.

Yours Sincerly,

Poddar

098455-98100
e-mail: kblcblr@gmail.com